Mcmillan Shakespeare Ltd Posts Record FY26 EPS as UNPATA Rises 13.8%

McMillan Shakespeare posted record FY26 UNPATA of $107.9m and underlying EPS of $1.55 — both up 13.8% — as operating leverage, novated lease growth, and a 62.1% ROCE make the McMillan Shakespeare FY26 results one of the strongest in the company's history.
By Josua Ferreira -
  • McMillan Shakespeare delivered record FY26 UNPATA of $107.9m and Underlying EPS of $1.55, both up 13.8%, driven by operating leverage that saw expenses grow just 2.8% against 6.8% revenue growth.
  • Group Remuneration Services — the largest segment — grew EBITDA 24.8% to $137.2m with novated leases up 13.5% to 90,000 units and segment UNPATA up 24.9% to $82.5m.
  • The company declared a fully franked dividend of $1.32 per share, representing a 6.6% yield, with the final 70cps payable 25 September 2026 to shareholders on record 11 September 2026.
  • Since the 2023 strategy reset, UNPATA has compounded at 17.6% per annum and EPS at 18.9% per annum, with ROCE expanding 26.4 percentage points to 62.1%.
  • Management flagged July 2026 novated lease sales momentum up 8% and EV FBT exemption certainty as key FY27 tailwinds, with AMS fleet replacement cycle softness and ongoing NDIS reform engagement as the primary near-term risks to monitor.
Summarise with AI:

McMillan Shakespeare delivers record FY26 result with underlying EPS up 13.8%

In its FY26 full-year results presentation delivered on 28 August 2026, McMillan Shakespeare reported a record Underlying Net Profit After Tax and Amortisation (UNPATA) of $107.9m, up 13.8%, alongside record Underlying Earnings Per Share (EPS) of $1.55, also up 13.8%.

Revenue reached $602.1m, up 6.8%, while the operating margin expanded 250bps to 41.5% and Return on Capital Employed (ROCE) reached 62.1%. The company declared a fully franked full-year dividend of $1.32 per share, representing a dividend yield of 6.6%, based on FY26 declared dividends and the 30-day VWAP to 21 August 2026.

Management attributed the result to customer growth across all three segments combined with productivity-driven operating leverage. Results are stated on a Continuing operations basis and are no longer Normalised.

FY26 financial results at a glance

The “record” designation applies to UNPATA and Underlying EPS, each representing a record annual figure for the company. Margin expansion featured prominently, with the operating margin up 250bps, EBITDA margin up 193bps, and the cost-to-income ratio down 250bps to 58.5%.

Metric FY26 FY25 Change
Revenue $602.1m $563.9m ↑6.8%
EBITDA $180.7m $158.3m ↑14.1%
UNPATA $107.9m $94.8m ↑13.8%
Statutory NPAT (Cont. Ops) $106.7m $95.8m ↑11.4%
Underlying EPS $1.55 $1.36 ↑13.8%
ROCE 62.1% 61.0% ↑83bps

Management commentary

The presentation framed the result around strategy execution delivering superior customer experiences, enhanced distribution, and improved operating margins, with attractive returns for shareholders reflected in the ROCE of 62.1% and fully franked dividend of $1.32 per share.

Segment performance drove the result

Group Remuneration Services (GRS)

GRS was the primary growth engine, with revenue of $351.0m (↑11.2%) and EBITDA of $137.2m (↑24.8%). Its operating margin rose 498bps to 42.8%.

Salary packages reached 402k (↑7.1%) and novated leases grew to 90k (↑13.5%). Segment UNPATA came in at $82.5m, up 24.9%.

Asset Management Services (AMS)

AMS revenue was $188.4m (↑1.3%), with the operating margin remaining strong at 53.6% and fleet units rising to 16k (↑3.3%). EBITDA softened 4.8%. WDV and remarketing units decreased, reflecting slowing client fleet replacement cycles.

The segment also absorbed a $0.7m one-off cost to establish business process outsourcing (BPO) and consolidate car yards for future efficiencies.

Plan and Support Services (PSS)

As the #2 Plan Manager, PSS grew customers to 44k (↑3.0%) and revenue to $59.8m (↑5.9%), despite the NDIS removal of set-up fees on 1 July 2025. The segment invested $1.1m in enhanced fraud detection and verification capabilities.

What “operating leverage” means for MMS investors

Operating leverage occurs when revenue grows faster than costs, so profits rise disproportionately. When a business adds customers without adding equivalent expense, each additional dollar of revenue converts more efficiently into profit.

The FY26 result illustrated this dynamic. Full-time equivalents (FTEs) fell to 1,263 (a reduction of 75) while customers per FTE rose to 437 (up 54). Revenue grew 6.8% while operating expenses grew only 2.8%.

For investors, this productivity gap drove the 250bps margin expansion and record EPS, pointing to a scalable, digitally-enabled model. Management noted AI and data-enabled productivity gains, including a 13% reduction in average handling time within GRS operations.

Balance sheet strength and shareholder returns

The company reported a low-leverage balance sheet, with net debt to EBITDA at 0.4x (from 0.5x) and interest cover of 11.9x (from 10.3x). Cash at bank stood at $95.9m.

Underlying cash conversion remained strong at 111%, excluding a temporary tax timing difference. This reflected elevated FY26 tax instalments as Temporary Full Expensing benefits revert, a timing item rather than an operational deterioration.

On dividends, the company declared an interim dividend of 62cps and a final dividend of 70cps, totalling $1.32 fully franked, representing a yield of 6.6%.

Key dates for the final dividend:

  • Ex-dividend: Thursday 10 September 2026

  • Record date: Friday 11 September 2026

  • Payment date: Friday 25 September 2026

Three-year track record since setting strategy in 2023

The presentation highlighted a compounding growth trajectory since the strategy was set in 2023:

  1. Revenue: $464.0m → $602.1m (+9.1% CAGR)

  2. UNPATA: $66.4m → $107.9m (+17.6% CAGR)

  3. Underlying EPS: $0.92 → $1.55 (+18.9% CAGR)

  4. ROCE: 35.7% → 62.1% (↑26.4 percentage points)

This trajectory reflects consistent execution against the “Making Matters Simple” strategy. The company also noted its MSCI ESG rating was upgraded to ‘AAA’ from ‘AA’ in March 2026.

FY27 outlook: entering from a position of strength

Management outlined a supportive environment for FY27, noting July 2026 novated lease sales momentum up 8%. Certainty on the electric vehicle (EV) Fringe Benefits Tax (FBT) exemption and a shifting preference toward EVs across novated and fleet were flagged as tailwinds, alongside continued demand for salary packaging amid cost-of-living and inflationary pressures.

Remarketing income is expected to reflect elevated EV demand and softer demand for internal combustion engine (ICE) used vehicles. As the second largest and well-positioned Plan Management provider, the company noted continuing engagement with government on emerging NDIS reforms.

The presentation reaffirmed ongoing execution of three strategic priorities: excelling in customer and partner experience, delivering simplified and scalable solutions, and driving technology and capability enablement.

The company enters FY27 as a scaled, digitally-enabled provider with high ROCE, strong margins, and a fully franked yield, supported by continued momentum across its segments.

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Frequently Asked Questions

What were McMillan Shakespeare's FY26 results?

McMillan Shakespeare reported record Underlying NPATA of $107.9m and Underlying EPS of $1.55, both up 13.8%, on revenue of $602.1m (up 6.8%), with an operating margin of 41.5% and ROCE of 62.1% for the full year ended June 2026.

What dividend did McMillan Shakespeare declare for FY26?

McMillan Shakespeare declared a fully franked full-year dividend of $1.32 per share — comprising a 62 cents interim and 70 cents final — with the final dividend payable on 25 September 2026 to shareholders on record by 11 September 2026.

What is novated leasing and why does it matter for McMillan Shakespeare?

A novated lease is a salary packaging arrangement where an employee's car lease and running costs are paid from pre-tax salary, reducing taxable income. McMillan Shakespeare's Group Remuneration Services segment grew novated leases 13.5% to 90,000 units in FY26, making it the primary growth driver for the company.

What is McMillan Shakespeare's outlook for FY27?

Management entered FY27 with July 2026 novated lease sales momentum up 8%, supported by confirmed EV FBT exemption certainty, continued salary packaging demand driven by cost-of-living pressures, and its position as the second-largest NDIS Plan Manager.

How has McMillan Shakespeare performed since setting its strategy in 2023?

Since 2023, McMillan Shakespeare has grown UNPATA from $66.4m to $107.9m (a 17.6% CAGR), EPS from $0.92 to $1.55 (an 18.9% CAGR), and expanded ROCE by 26.4 percentage points to 62.1%, reflecting consistent execution of its 'Making Matters Simple' strategy.

Josua Ferreira
By Josua Ferreira
Partnership Director
Josua Ferreira holds a Bachelor of Commerce in Marketing and Advertising and brings a background in publication, business development, and ASX market storytelling. He has worked with listed companies across the resource sector and broader market, combining sharp commercial instincts with a genuine commitment to keeping investors informed.
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