Klevo Locks in Bybit Deal and Eyes Three Regulated Acquisitions to Build Crypto Wallet

By Josua Ferreira -

Klevo strikes Bybit deal and targets three regulated acquisitions to power Fly Wallet’s digital asset ambitions

Klevo Rewards Limited (ASX: KLV) has executed a broker agreement with Bybit Technology Limited and announced Heads of Agreement to explore the proposed acquisition of three regulated financial services entities. The moves are designed to build Fly Wallet into a regulated crypto-payments ecosystem spanning digital asset transactions, financial advisory services, and consumer credit.

What Fly Wallet is being built to do

Fly Wallet is Klevo’s wholly owned subsidiary and the central platform underpinning the company’s digital asset strategy. It is already authorised as a non-cash payment facility and a Virtual Asset Service Provider (VASP), a designation that permits a company to offer digital asset services under applicable regulatory frameworks.

Once fully built out, eligible users may be able to:

  • Access approved digital asset transaction functionality
  • Use Fly Wallet for everyday card-linked payments
  • Earn or redeem merchant rewards and loyalty benefits
  • Earn or get rewarded stablecoin or digital assets (subject to regulation)
  • Access appropriately structured credit functionality (subject to credit approvals and responsible lending)

Holding or acquiring an Australian Financial Services Licence (AFSL) is equally important to this vision. An AFSL is issued by the Australian Securities and Investments Commission (ASIC) and authorises a company to provide financial products and advice to retail and wholesale clients. Without these licences, a company cannot legally offer regulated financial products to consumers, making the proposed acquisitions a foundational step rather than an optional one.

The Bybit agreement and three proposed acquisitions: how the pieces fit

Bybit agreement: the digital asset transaction layer

Fly Wallet Pty Ltd has executed a broker agreement with Bybit Technology Limited, one of the world’s largest cryptocurrency exchanges. Under the agreement, Bybit may provide Fly Wallet with API-enabled access to digital asset transaction infrastructure.

The intended outcome is to allow approved Fly Wallet users to access digital asset transactions through the platform, utilising Klevo’s own stablecoin, KLVAUD. The agreement is executed, but operational deployment remains conditional on technical integration, user onboarding, exchange approval, AML/CTF obligations, compliance requirements, and product development.

Three proposed acquisitions: building the regulatory framework

To complement the Bybit agreement, Klevo has entered into Heads of Agreement to explore the proposed acquisition of three companies, each bringing a distinct regulatory licence to the Fly Wallet ecosystem.

Company Strategic Role Licence Detail Proposed Acquisition Price
ASFIN Funds Management Pty Ltd Intended to support AFSL-backed traditional and digital asset-related capability for institutional and wholesale investors AFSL: 535976, ABN: 41 625 931 900 $300,000 (to be satisfied by issue of Klevo shares via existing LR 7.1 capacity)
Point Capital Group Pty Ltd Intended to broaden Klevo’s AFSL-backed financial advisory services capability; digital and traditional assets added to approved product list for wholesale and retail investors AFSL: 518031, ABN: 16 641 291 812 $1,550,000 (to be satisfied by issue of Klevo shares via existing LR 7.1 capacity)
Just Ask Solar Pty Ltd Holder of Australian Credit Licence No. 483627; intended to support a pathway to consumer credit functionality, including consumer credit card, BNPL and Digital Asset Credit ACL: 483627 Details per ASX announcement dated 18 May 2026

All three proposed acquisitions remain subject to due diligence, definitive agreements, regulatory and third-party approvals or notifications, ASX compliance, shareholder approval if applicable, and satisfaction or waiver of any conditions precedent.

CEO commentary

Alexander Gold, CEO and Managing Director, Klevo Rewards Limited

“Fly Wallet is evolving traditional rewards ecosystems with fragmented earning and redemption capabilities to a seamless rewards, payments and transactions platform supported by a robust regulated financial technology ecosystem. The Bybit agreement gives us a pathway to digital asset rewards and transaction capability. The proposed acquisitions of ASFIN, Point Capital and Just Ask Solar are intended to support the regulatory framework around custody, stablecoin, financial services and credit capability. Together, these initiatives support our vision to help eligible users access digital asset liquidity, complete more everyday transactions, participate in rewards and loyalty offers, and reduce missed transaction opportunities through appropriately structured financial products.”

What comes next for Klevo and Fly Wallet

The path forward across each initiative involves multiple completion steps before any product reaches users. Key conditions and next steps include:

  1. Bybit integration: Technical integration, user onboarding, and AML/CTF compliance to be completed
  2. ASFIN and Point Capital acquisitions: Due diligence and definitive agreements to be finalised
  3. Just Ask Solar acquisition: Details per ASX announcement dated 18 May 2026
  4. All consumer credit, stablecoin, custody and digital asset products: Subject to ASIC licensing conditions, Mastercard requirements, responsible lending obligations, and final Board approval

As noted in the announcement, these initiatives remain at an early stage and no financial impact on the Company’s securities has been determined.

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Frequently Asked Questions

What is Fly Wallet and what is Klevo Rewards building it to do?

Fly Wallet is Klevo Rewards' wholly owned subsidiary and central platform for its digital asset strategy. It is designed to allow eligible users to access digital asset transactions, make card-linked payments, earn merchant rewards, and access structured credit products, all within a regulated financial technology ecosystem.

What licences are the three proposed Klevo acquisitions expected to bring?

ASFIN Funds Management and Point Capital Group each hold an Australian Financial Services Licence (AFSL), enabling regulated financial advisory and digital asset services, while Just Ask Solar holds an Australian Credit Licence (ACL 483627) intended to support consumer credit functionality including BNPL and digital asset credit.

What is the Klevo and Bybit broker agreement designed to achieve?

The broker agreement gives Fly Wallet API-enabled access to Bybit's digital asset transaction infrastructure, with the intended outcome of allowing approved users to conduct digital asset transactions through the platform using Klevo's own stablecoin, KLVAUD, subject to technical integration and compliance conditions.

How is Klevo paying for the ASFIN and Point Capital acquisitions?

Both acquisitions are to be satisfied by the issue of Klevo shares using its existing ASX Listing Rule 7.1 capacity, with ASFIN priced at $300,000 and Point Capital at $1,550,000, meaning no immediate cash outlay is required but existing shareholders face dilution.

Are the Klevo Fly Wallet acquisitions and Bybit deal finalised?

The Bybit broker agreement has been executed, but operational deployment remains conditional on technical and compliance steps. The three proposed acquisitions are at Heads of Agreement stage only and remain subject to due diligence, definitive agreements, regulatory approvals, and satisfaction of conditions precedent.

Josua Ferreira
By Josua Ferreira
Partnership Director
Josua Ferreira holds a Bachelor of Commerce in Marketing and Advertising and brings a background in publication, business development, and ASX market storytelling. He has worked with listed companies across the resource sector and broader market, combining sharp commercial instincts with a genuine commitment to keeping investors informed.
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